:root{--ink:#202020;--muted:#606060;--line:#dddddd;--accent:#a9470b;--paper:#ffffff;--soft:#f7f7f5}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.72 system-ui,-apple-system,"Segoe UI",sans-serif}
img{max-width:100%;height:auto}
a{color:var(--accent);text-underline-offset:3px}
.wrap{width:min(920px,calc(100% - 40px));margin:auto}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px;border:1px solid #000;z-index:10}
.top{border-bottom:1px solid var(--line);background:#fff}
.top .wrap{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:inline-flex}.brand img{display:block;width:142px}
.nav{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.nav a{color:#333;text-decoration:none;font-weight:650}.nav a:hover,.nav a[aria-current="page"]{color:var(--accent);text-decoration:underline}
.hero,.page-hero{padding:58px 0 44px;border-bottom:1px solid var(--line)}
.hero .wrap{max-width:780px}.eyebrow{color:var(--accent);font-size:.82rem;font-weight:750;letter-spacing:.12em;text-transform:uppercase}
h1,h2,h3{line-height:1.18;letter-spacing:-.02em}h1{margin:16px 0;font-size:clamp(2.35rem,7vw,4.25rem)}h1 em{color:var(--accent);font-style:normal}h2{margin:46px 0 12px;font-size:clamp(1.55rem,4vw,2.15rem)}h3{margin-top:30px}.lead{font-size:1.18rem;color:var(--muted)}
.content{padding:26px 0 64px}.content p,.content li{color:#454545}.content section+section{border-top:1px solid var(--line);margin-top:36px;padding-top:2px}
.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:24px 0}.info-card{border-top:2px solid #333;padding-top:14px}.info-card strong{display:block;margin-bottom:5px}.info-card p{margin:0}
.table-wrap{overflow-x:auto;margin:22px 0}table{width:100%;min-width:620px;border-collapse:collapse}th,td{padding:12px 10px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{font-size:.9rem;background:var(--soft)}
.steps{padding-left:1.35rem}.steps li{padding:0 0 12px 7px}.faq details{border-top:1px solid var(--line);padding:14px 0}.faq summary{cursor:pointer;font-weight:700}.faq p{margin:8px 0 0}
.notice{display:block;margin-top:34px;padding:16px 18px;border:1px solid var(--line);background:var(--soft)}
.crumb{padding-top:24px;font-size:.9rem;color:var(--muted)}
.page-hero-grid{display:grid;grid-template-columns:1fr 150px;align-items:center;gap:44px}.page-hero img{width:140px}
.actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:22px}.btn{color:var(--accent);font-weight:700}
footer{border-top:1px solid var(--line);padding:30px 0;color:var(--muted);font-size:.9rem}
@media(max-width:700px){body{font-size:16px}.wrap{width:min(100% - 28px,920px)}.top .wrap{padding:14px 0;align-items:flex-start;gap:14px}.brand img{width:105px}.nav{gap:8px 14px;font-size:.88rem;justify-content:flex-end}.nav .nav-cta{display:none}.hero,.page-hero{padding:38px 0 30px}h1{font-size:2.35rem}.page-hero-grid{grid-template-columns:1fr 80px;gap:16px}.page-hero img{width:78px}.info-grid{grid-template-columns:1fr;gap:18px}.content{padding-bottom:42px}.content h2{margin-top:34px}}
@media(max-width:390px){.top .wrap{display:block}.brand{margin-bottom:10px}.nav{justify-content:flex-start}h1{font-size:2.05rem}.page-hero-grid{display:block}.page-hero img{margin-top:16px}}